Affirmations are so powerful and really can help you make positive changes in your life. Today I’m focusing on Affirmations to be debt free.
Affirmations are simply positive statements we say to ourselves. Now, you might think a good affirmation would be I’M DEBT FREE but actually this puts your focus on being in debt and the law of attraction gives you what you focus on, WANTED or NOT!
So, let’s take a look at some positive affirmations that are really powerful when you’re trying to get out of debt.
The best affirmations to be debt-free…
- I am wealthy
- I am really good at saving
- I am great at managing my money
- I always save from my monthly income
- I know how to manage my money for wealth
- My wealth is constantly increasing
- My savings are constantly increasing
- I am financially abundant
- My income is constantly increasing
- I’m financially secure for life

The affirmation not to say if you want to be debt free
Don’t use affirmations that focus on what you don’t want. Even though you may say I’m debt-free, the Universe will only focus on DEBT. It thinks this is what you want.
This includes affirmations such as… I’m clearing my debt, my det is going down every day…
Just avoid the word debt in your affirmations as this is not what you want.
What to focus on instead
I have a law of attraction power question for you. If I don’t want this, what do I want?
If I don’t want to be in debt, what do I want? I recommend that you ask this question and write down any answers that you come up with.
Then take your answers and create POSITIVE statements (affirmations).
Here’s an example of what I mean.
Power question – If I don’t want to be in debt, what do I want?
Answer – I want to have savings, I want to have money left at the end of the month, I want to manage my money really well, I want to be wealthy, I want to be financially abundant, I want to be financially secure for life…
All of these I want statements can be changed into affirmations like this…
- I want to have savings – Your affirmation would be… I have savings
- I want to have money left at the end of the month – I always have plenty of money left at the end of the month
- I want to manage my money really well – I manage my money really well
- I want to be wealthy – I am wealthy
- I want to be financially abundant – I am financially abundant
- I want to be financially secure – I am financially secure

Power up your affirmations with EFT tapping
EFT stands for Emotional Freedom Techniques – Check out my EFT GUIDE if you’re new to it.
When you combine EFT with your affirmations, you help to release resistance to the affirmation being true for you.
You improve your energy flow so that there are no energy blocks and you raise your vibrations.
EFT and Debt-Free Affirmations
Tap gently on each of the points and say an affirmation at each point.
- Top of the head – I am wealthy
- Forehead – I am really good at saving
- Eyebrow – I am great at managing my money
- Side of the eye – I always save from my monthly income
- Under the eye – I know how to manage my money for wealth
- Under the nose – My wealth is constantly increasing
- Under the mouth – My savings are constantly increasing
- Collarbone – I am financially abundant
- Under the arm – My income is constantly increasing
- Side of the hand – I’m financially secure for life
When to use your affirmations
Anytime is a really good time to use affirmations. Our subconscious mind is most open to new ideas, new beliefs first thing in the morning and last thing at night, so this is a really good time.
Fill your mind with positive messages throughout the day but a really powerful time to focus specifically on these affirmations is when you’re looking at your bank balance, when you’re doing your monthly budget, when you’re paying bills…
Create really positive thoughts, feelings, beliefs, and energy around these things.
More support to be debt free
If you are in debt right now, I really want your to go and read these posts…
- Money Management and Creating a Positive Mindset About Money – It’s so important to create a positive mindset about money. Like you, I was in debt and every time anything unexpected happened like a car repair, I would be in tears and filled with panic. This mindset will NEVER EVER help you to get out of debt.
- 4 Essential Savings Accounts When You’re On A Tight Budget – These savings accounts will ensure that you’re always prepared and have money ready rather than constantly going into debt.
- Affirmations for prosperity – Fill your mind with these prosperity affirmations. Put your focus on what you want.
- Affirmations for abundance – Again, put your focus on what you want.
- EFT Tapping When Money Is Tight – Includes EFT script.
I also have a Special Download – DEBT FREE LIVING
Make it a priority to build a positive financial future
Make creating a positive mindset about money a priority for you. Fill your mind with these positive affirmations, combine them with EFT and take practical steps to learn how to manage your money well.
A positive mindset will help you to deal with your debt in a positive way and you’ll be open to opportunities that allow you to do this quicker and quicker.
If you have a lack mindset then that’s where you’ll stay.
Downloads to create the life you want
Head over to my DOWNLOADS page for downloads to help you create the life you want.
I hope you’ve found today’s post helpful. Please do ask if you have any questions.
Thanks for joining me today. I’d really love you to share this post wherever you can. Thanks – Wendy – Your online life and business coach.

About Me – Wendy Tomlinson
I’m a qualified Life Skills Coach, Law of Attraction Practitioner and EFT Master Practitioner. My aim with this blog is to help you live your best life. Find out more about me on the ABOUT ME page.
KANNAN says
Hi
Good Info
Can i say “I AM WEALTHY,HEALTHY AND BLESSED IN ALL WAYS”
PLEASE ADVISE
REGARDS
Wendy says
Ooh, yes, that’s a fantastic affirmation. I love it. Also, check out my EFT and affirmations guide. When you combine any affirmation with EFT tapping you add extra power to your words – Here’s the linkhttps://lifeandbusinesswithwendy.com/affirmations-and-eft/